Make Your Home in Hamilton

Why Choose a Mortgage Agent over your bank? That’s a question I’ve heard asked a lot and have seen some really varying answers to. Some aren’t sure which way to go, who to trust. Others aren’t even sure what exactly a Mortgage Agent does that a bank doesn’t or can’t do. Mortgage Agents are independent mortgage advisors. They do not work for any one...

A growing number of banks, credit unions and other Lenders are using something called a collateral charge when setting up your mortgage, often without you even knowing. What exactly is a “collateral charge” and how does it impact you? In simple terms, a “collateral charge” is the way your bank registers your mortgage. Unlike a “standard charge” whi...